TymeBank offers low-income customers simple products at low prices, such asThe TymeBank app allows you to SendMoney to anyone with a valid South African cell number. Once signed-up, customers are issued a personalised Visa debit card from the TymeBank kiosk, all they need to do is verify their identity by scanning their thumbprints and answering a few simpleTymeBank is a new kind of bank that’s digitally smart. Nicolene Lubbe. Of course, there are labour costs incurred as Tymebank employs over 1000 ambassadors now, but such a low CPA makes the distribution of the kiosk a superior cost advantage. 2019 - 2022. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. k eBan Tym mp e-Sta /2021 4 0 03/0 h: 67891 n c Bra TymeBank is an Authorised Financial Services (FSP 49140) and Tyme Bank Limited Reg no: 2015/231510/06 30 Jellicoe Avenue, Rosebank 2196 Registered Credit Provider (NCRCP 10774). 2,9. The operating model made it possible for the bank to aim at a customer base of a million people with only 250 staff members. Upvote 1. to diagnose and identify policy in appropriate strategies and techniques to facilitate the implementation of development programs and projects. GoTyme. Disputes and Penalties. Find a Great First Job to Jumpstart Your Career. | Learn more about. You can also send us an email at help@gotyme. TymeBank. One of these cases focused on TymeBank in South Africa. Senior Manager: Kiosk Fleet. Edge Field Marketing. Reviews from TymeBank employees about TymeBank culture, salaries, benefits, work-life balance, management, job security, and more. 6 billion (~$109 million) investment from new investors in the U. TymeX. 00 – R4000. Proudly digital. Nomadlozi Theodora has 1 job listed on their profile. Our model gets smarter over time as more people share. See your mutual connectionsTyme Bank Internet Banking. (NEW) X80 Tymebank Ambassador Requirements: Grade 12 South Africa Click below to apply and go to "All Jobs" APPLY HERE Ambassador TymeBank Nov 2023 - Present 1 month. Provide a clean, safe, and hygienic environment. Harambee is a 100% free opportunity for young South Africans – there are no catches or. Many of these stores have a Tymebank ambassador who will help you every step of the way. Read More. 53 followers 53 connections. 2. Find salaries. Withdraw cash for free with your TymeCode at all Pick n Pay and Boxer till points. The following insights reflect TymeBank’s high-tech, high-touch model: TymeBank has 700 kiosks at Pick ’n Pay and Boxer stores across South Africa, staffed by ambassadors (service assistants. Awful and disrespectful manager. Homepage; Accounts EveryDay Personal Account MoreTyme Credit Card TymeBank TFG Money Bank Account;. Submit TymeBank Application Form: Double-check your TymeBank application to ensure accuracy and completeness. When this happens, it's usually because the owner only shared it with a small group of people, changed who can see it or it's been deleted. 4 followers 4 connections. Experts add insights directly into each article, started with the help of AI. Responsibilities include, but are not limited to: Actively promoting the Client’s brand to customers in order to increase the Client’s customer base. edge field marketing is not fair at all ,people who started in 2021 are permanent while i was employed frm 2018 till 2021 i still want. Insane target and less salary. View mutual connections with Inga. South Africa’s first black-owned and controlled commercial and retail bank and the first new bank to be launched in South Africa since 2001. View Lerato Molebatsi's business profile as Ambassador at TymeBank. Jul 2021 - Present2 years 4 months. Start of main content. Øg Ambassadors. also see : Nedbank Learnership Programme. Philippines. We analyzed several fully digital retail banks in a series of detailed case studies (Jeník, Flaming, and Salman 2020). You can too! Open your EveryDay account hona jwale and collect your free Visa debit card at a TymeBank kiosk in a Pick n Pay, Boxer or TFG store later. As Featured In: With more than 4. Development Bank Of Southern Africa. View Alex’s full profile See who you know in common. . In this world of flourishing AI, we believe that there's just no substitute for human connection. Rate your recent company. This job requires opening new accounts for them. Yes, that is correct. Ambassador at TymeBank Atlantis, Western Cape, South Africa. Reviews from TymeBank employees about working as a Brand Ambassador at TymeBank. Ambassador. Standard Bank Group. Watch it grow with your money across as many as 10 different GoalSave accounts. Strong administrative professional with a Higher National Diploma focused in Business Management from Lephalale Tvet College. City of Johannesburg, Gauteng, South Africa helping learners with there home works , teach them digital skills learning. Tyme Vietnam. Date posted: 01 September 2023. One of these cases focused on TymeBank in South Africa. Answered 16 October 2019 - Ambassador (promoter) (Former Employee) - Durban, KwaZulu-Natal. Watch it grow with your money across as many as 10 different GoalSave accounts. The estimated total pay for a Brand Ambassador at TymeBank is ZAR 4,265 per month. Productive and fun workplace. News Room. Mixo Baloyi is a Brand Ambassador at TymeBank based in Johannesburg, Gauteng. Ambassador (promoter) (Former Employee) - Durban, KwaZulu-Natal - 16 October 2019. Job Title: TymeBank Ambassadors. Duration: Not Stated. 00 per month. Overview Top Contacts Similar Company Technology Stack FAQs. Through its Android and IOS banking apps, internet banking site and partnerships with grocery and fashion retail chains, it has made finance more inclusive for almost five million people in South Africa – primarily women. View Contact Info for FreeAmbassador at TymeBank Pretoria, Gauteng, South Africa. Join to view profile TymeBank. I am very interested in applying for the tymebank ambassadors position within your company organization as being advertised, i am from Newcastle looking for a ambassador learnership job please kindly be in contact. You can open an EveryDay account in under 5 minutes, either online, or at a TymeBank kiosk at selected Pick n Pay and. The successful growth of TymeBank under his leadership is no great surprise either. TymeBank has no branches and its core banking system is hosted securely in the Cloud. The money we save by not having branches means you pay a lot less for banking, like no monthly fees and only pay for what you use. Deposit cash for free the first time you deposit cash at any Pick n Pay or Boxer till points. Compare pay for popular roles and read about the team’s work-life balance. View xoliswa majola’s profile on LinkedIn, the world’s largest professional community. Experts add insights directly into each article, started with the help of AI. TymeBank Ambassador Junior Administrator Dometic Aug 2016 - Dec 2016 5 months. Report this profile Experience tymebank ambassador Edgefield marketing View Smangele’s full profile See who you know in common Get introduced. <br><br>2. Join to view profile TymeBank . The SWIFT code for. Typically, an ambassador’s role is to communicate key messages about the brand, engage with customers or clients, and drive sales. As South Africa’s first fully digital bank, it is what the industry calls a “digital disruptor”. Connect Ntombizodwa Ndweni City of Johannesburg. Apply your Android device skills and proximity to SASSA Offices to empower your community with modern banking services. Unathi Gumpe Ambassador at TymeBank Johannesburg Metropolitan Area. Prity Mothemane is a Brand Ambassador at TymeBank based in Johannesburg, Gauteng. See the complete profile on LinkedIn and discover Naledi’s connections and jobs at similar. Musa Ndzalela. Remuneration: The successful candidate will get paid a salary of R25 000 per month (depending on the experience and qualifications that they have). 3,0. It's a powerful free Android emulator which provides you with thousands of android apps for their desktop version. Agents will be based near SASSA Offices for easy access by. Strong sales professional with a Bachelor of Business Administration - BBA focused in Business Administration and Management, General from Regenesys. “Harambee is a leading youth employment accelerator in South Africa and our partnership with them has provided us with the best way to recruit our amazing team of TymeBank Ambassadors. (Opening Accounts)6 Duties and Responsibilities of Call Center Agents. Brand Ambassador at TymeBank Gauteng, South Africa. Ambassadors: The 750 ambassadors were not on the TymeBank payroll, but outsourced in terms of contracts. You’ve got this! If you don’t have a TymeBank Business Account yet, just look for the “Open a business account” option in the menu of your TymeBank app or Internet Banking. Open an account, collect your Visa card, upgrade your profile or check your account balance at a TymeBank kiosk at most Pick n Pay, Boxer and TFG stores . I was employed june 2018 they terminated my contract because my store wasn't that busy but funny enough i was reaching my target of 10 customers a day (i loved my job as a brand ambassador at san ridge square) but they didn't give me an opportunity to explore . Harambee is a 100% free opportunity for young South Africans. Duties include: Prospecting clients for leads and new business sustainability through the application of sales techniques in a fast paced sales environment. Skilled in Analytical Skills, Communication, Strategy, Training, and Research. It’s so simple you can do it yourself, just by following the on-screen prompts, but if help is needed, TymeBank Ambassadors are on hand in most stores to assist customers through the digital process. Experts add insights directly into each article, started with the help of AI. Free initial Visa debit card; Free balance enquiries; ways-to-bank. Sep 2019 - Mar 20207 months. Facebook gives people the power to share and makes the world more open and. REFERENCE NUMBER: 1126251. View Phillip Masekwameng's colleagues in TymeBank Employee Directory. xoliswa has 1 job listed on their profile. Aug 2022 - Present 1 year 4 months. ICT Sales executive at Nashua Mpumalanga. Average salary for TymeBank Ambassador in South Africa: ZAR 4,369. Signal Hire. University of South Africa/Universiteit van Suid-Afrika. Snapshot; Why Join Us. reaching daily daily targets and working under little supervision. Musa Ndzalela. 00. Report this profile Report Report. Connect Faith Mokone Unemployed Pretoria. Ambassador TymeBank View Tankiso’s full profile See who you know in common Get introduced Contact Tankiso directly Join to view full profile Explore collaborative articles We’re unlocking community knowledge in a new way. com and our HR Team will be in touch if a suitable. Open an account, upgrade your profile limits, print your personalised Visa debit card, and view your EveryDay account balance. Ambassador TymeBank Guest Experience Coordinator Pont de Val May 2023 - Present 6 months. Brand Ambassador TymeBank Cape Town, Western Cape, South Africa. Back Submit. Includes sweeping, scrubbing, mopping floors, dusting, emptying bins, and cleaning windows. New distribution As part of our ongoing partnership with Harambee, negotiations for an additional 780 unemployed youths to. View Tshepang’s full profile See who you know in common Get introduced. Let’s find out what benefits does TymeBank. Our mission. Partner Opportunity. I am very interested in applying for the tymebank ambassadors position within your company organization as being advertised, i am from Newcastle looking for a ambassador learnership job please kindly be in contact. Cape Town, Western Cape, South Africa. The "Most Likely Range" represents values that. Join to view profile TymeBank. tymebank. Reviews from TymeBank employees about TymeBank culture, salaries, benefits, work-life balance, management, job security, and more. Join to view full profile. See your mutual connections. See the complete profile on LinkedIn and discover Boitumelo’s connections and jobs at similar companies. Average salary for TymeBank Ambassador in Johannesburg: ZAR 52,426. 45 followers 45 connections See your mutual connections. TymeBank SWIFT codes . “Harambee is a leading youth employment accelerator in South Africa and our partnership with them has provided us with the best way to recruit our amazing team of TymeBank Ambassadors. Connect Ayn Brown HR Executive City of Johannesburg. Reviews from TymeBank employees about working as an Ambassador at TymeBank. Contact Inga directly. Johannesburg Area, South Africa. A position is available for agents to help SASSA grantees transition from their SASSA and Post bank cards to Tymebank cards. Brand Ambassador at TymeBank Johannesburg. Alice Eastern Cape View Vuyiseka’s full profile See who you know in common. View Nomadlozi Theodora Dlamini’s profile on LinkedIn, the world’s largest professional community. All you need is your SA ID number and cellphone. 9 out of 5, based on over 20 reviews left anonymously by employees. Explore More Others named karabo mercy in South Africa. 3,0. 6 Replies to “Tymebank Ambassador -Limpopo”. | Learn more about Nompumelelo. Its only physical presence is at kiosks at PicknPay and Boxer stores where you can open an account, and make cash deposits or withdrawals. Mpumalanga, South Africa. Join Facebook to connect with Kingdom Glory Ambassadors and others you may know. Find out what works well at Edge Field Marketing from the people who know best. Average salary for TymeBank Ambassador in South Africa: ZAR 4,369. Experts add insights directly into each article, started with the help of AI. The TymeBank Vacancies – tymebank ambassador salary, tyme bank salary, tyme bank ambassador, tyme bank investment,. com. Start of main content. Show all job titles. Interview. This initiative aims to assist SASSA Grantees in transitioning to Tymebank's efficient and cost-effective banking services. Glorious Ambassadors OfGrace. I then replied cause at that time I was unemployed and activitively looking for something to do. 9 million customers, which is ahead. Brand Ambassador TymeBank May 2023 - Present 6 months. Risk Administrator. TymeBank is all about 3 key things. 7. TymeBank has also partnered with not-for-profit social enterprise, Harambee Youth Employment Accelerator, to create jobs and stimulate economic participation. Martha Dali Mghendi-Fisher. Brand Ambassador TymeBank Store Cashier Food Lover's Market Holdings Feb 2019 - Apr 2022 3 years 3 months. Learn about Edge Field Marketing (Tymebank) culture, salaries, benefits, work-life balance, management, job security, and more. See what employees say it's like to work at TymeBank. Date posted: 29 August 2023. Support nursing and all wards in the collection, handling, segregation, and disposal of various waste products. If you are interested in working for TymeBank, please email your CV with a cover letter to hr@tymedigital. Many of our kiosks have a TymeBank ambassador who will help you every step of the way. Build up your savings with GoalSave. You can bank with us online using our SmartApp and Internet banking and withdraw and deposit cash at more than 10 000 Pick n Pay and Boxer till points throughout South Africa. At some overseas posts, personnel from as many as 27 federal agencies work in concert with embassy staff. Contact Patricia directly. - Attending induction training programmes and attaining CPD points as. Client Brand ambassador TymeBank Sep 2023 - Present 3 months. TymeBank Employee Directory. View Nokukhanya Maluleka's full profile. 3,8 out of 5 stars. View Number. TymeBank had its official launch, although it has already signed up more than 80 000 customers. 41 followers 42 connections. Enjoy superb experience of using GoTyme Bank on PC with MEMU App Player. In late February of 2021, TymeBank, a major player in the South African digital banking space secured investments worth $109 million. 12,555 tagasubaybay. Brand Ambassador. [7] 85% of TymeBank's systems are AWS [8] cloud applications that provide system scalability, uniform security and cost efficiencies. For Employers. 7/3/2023 4:44 AM. It’s so simple you can do it yourself, just by following the on-screen prompts, but if help is needed, TymeBank Ambassadors are on hand in most stores to assist customers through the digital process. It is also still focused on profitability in coming months for TymeBank, which has grown to over 7 million customers. South African challenger bank TymeBank raises $77. We are pleased to present to you an updated list of TymeBank latest vacancies for July 2023 and how to apply. Energizing work tasks. TymeBank Republic of South Africa employs 279 employees. Brand Ambassador TymeBank View Faith sizakele’s full profile See who you know in common Get introduced Contact Faith sizakele directly Join to view full profile Explore collaborative articles We’re unlocking community knowledge in a new way. 11 followers 11 connections. King William’s Town, Eastern Cape, South Africa Examinations assistant Department of Basic Education 2023 - 2023 less than a year. TymeBank’s majority shareholder is African Rainbow Capital, a fully black-owned and controlled investment company, making TymeBank the first majority black-owned retail bank in South Africa. Learn about TymeBank culture, salaries, benefits, work-life balance,. See the complete profile on LinkedIn and discover Nakisani’s connections and jobs at similar companies. 2005-2010. View profile badges. com and our HR Team will be in touch if a suitable position becomes available. I have 1 year experience as a receptionist and currently working as a bank ambassador | Learn more. com. For example, I successfully onboarded over. Ambassador TymeBank View Zoleka’s full profile See who you know in common Get introduced Contact Zoleka directly Join to view full profile Explore collaborative articles We’re unlocking community knowledge in a new way. Find contact's direct phone number, email address, work history, and more. Harambee is a 100% free opportunity for young South Africans. View Inga Feni’s profile on LinkedIn, the world’s largest professional community. Experience Ambassador TymeBank Feb 2020 - Present 3 years 2 months. 5 followers 5 connections See your mutual connections. 00 across all your GoalSave Accounts, R 200 000. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. See your mutual connections. Zwelitsha, Eastern Cape, South Africa Field Worker. The concept of the company is stagnant, insane target and less salary. Skilled in Communication, Numerical Ability, Strategic Planning, Computer Literacy, and Organization Skills. During their contract, the TymeBank agents/ambassadors will be based outside Sassa offices, where they will assist grantees open new TymeBank accounts. View profile. Introduction. Please refer to for details about the TymeBank terms and conditions. TymeBank, a South African digital bank, announced today that it has secured an R1. Uncover why TymeBank is the best company for you. Ambassador at Tymebank Gauteng, South Africa. The estimated base pay is ZAR 4,733 per month. 1w. Connect Explore collaborative articles We’re unlocking community knowledge in a new way. Shared on 11 February 2019 - Ambassador/ promote - Malmesbury, Western Cape. Gauteng and Cape Town. com and our HR Team will be in touch if a suitable position becomes available. Read More. Our products, services and tools are designed to be easy to use and easy to find. View mutual connections with Dolly Sign in Welcome back Email or phone Password Show. We believe that every South African has the right to accessible and. Because there is a TymeBank kiosk in most Pick n Pay and Boxer stores and you can deposit and withdraw money at every Pick n Pay and Boxer till point, you can bank where you shop. 22 Salaries (for 16 job titles) • Updated 20 Sep 2023. The international Tribe Fintech has partnered with South Africa’s Tyme Bank to launch a ground-breaking business community platform to support underserved bank customers in the region. Northriding, Gauteng, South Africa merchandising,stock taking,filling up the ice cream machine,filling up the slushy machine and processing. The ambassadors are on-hand to educate customers on products and channels and how to use them, promoting TymeBank’s pay-as-you-go approach and innovative goal-based savings program. Learn about TymeBank culture, salaries, benefits, work-life balance,. See the complete profile on LinkedIn and discover Happiness’ connections and jobs at similar companies. Connect Thabiso Mohlala Student at University of South Africa/Universiteit van Suid-Afrika Pretoria. Each one has a unique explanation. 72% of employees would recommend working at. Brand Ambassador: Pension Funds at Iemas Financial Services Pretoria. TymeBank ambassador recruitment is managed by Harambe, and not by TymeBank. Kroonstad, Free. If you are interested in working for TymeBank, please email your CV with a cover letter to hr@tymedigital. 8M from Norrsken22 and Blue Earth Capital South African digital banking platform TymeBank has raised $77. Between R3900. Redefine Holding, in partnership with Tymebank, is offering Tymebank Ambassador opportunities across various locations in South Africa. 2%), is focused on banking the unbanked and under serviced in South Africa. South Africa Sales approach customer inform them about Tymebank and how they work hand in hand with Hollard Restaurant Team Member kfc senaone Aug 2018 - Nov 2018 4. TymeBank ambassador recruitment is managed by Harambe, and not by TymeBank. TymeBank is all about 3 key things. View Seshree’s full profile. Tymebank Ambassadors Wanted Various Locations By admin Sep 8, 2023 GAUTENG Job Opportunity in Gauteng: Agents Needed to Assist SASSA Grantees A. South Africa’s first digital bank advances financial inclusion TymeBank uses Sage X3 to build a custom business management solution, taking financialWhat TymeBank SendMoney Costs and How Much You Can Send. TYME. Last month on payday my salary got stolen out of my account I personally went my self the bank in Sandton to query. South Africa ArcelorMittal 2 years 8 months Iron Making Production Intern. Ultimately, this experience leads to more engaged customers from day one. You will be required to: Represent the Bank brand in a professional manner, and to provide accurate company. The most challenging part was finding customers because the stores have the same customers coming in everyday which the managers don't even consider when they want reports at the end of the day. Skilled in Verification and Validation (V&V), Presentation Skills, Corporate Communications, Teamwork. Khanyi MaKay Khumalo Attended Oxbridge Academy City of Johannesburg, Gauteng, South Africa. Gauteng, South Africa. ARC detailed the bank’s progress in a review of its financial results for the year ended June 2020. Here are 6 of the most important examples. Brand Ambassador at TymeBank. Duties include: Prospecting clients for leads and new business sustainability through the application of sales techniques in a fast paced sales environment. Øg Ambassadors. The estimated base pay is ZAR 26 per hour. ZAR 26. REFERENCE NUMBER: 1126251. Connect MBONGISENI ZULU Administrative Assistant at TymeBank Durban. The Org spoke with TymeBank CEO Tauriq Keraan to find out the underlying drivers for the company’s success in becoming one of the world’s fastest growing digital banks. S. TymeBank [6] is the first bank in South Africa to put its core-banking platform in the cloud. Based on 1 salaries posted anonymously by TymeBank Ambassador employees in South Africa. Inga has 1 job listed on their profile. or at a TymeBank kiosk located in over 500 Pick n Pay and Boxer stores nationwide,” explains Jacobs. As South Africa’s first fully digital bank, it is what the industry calls a “digital disruptor”. Ambassador at TymeBank Durban, KwaZulu-Natal, South Africa. Duties & Responsibilities As a Bank Client Brand Ambassador, employed by XO Education (the Company) and working within a designated store, you will be representing the TymeBank brand to customers of the Bank. Kelebogile Talitha Taye is a first year student at Boston City campus studying Human resources management practices and has fully completed her matric with a distinction at Trinity secondary school in Lenasia. Experience Ambassador TymeBank View Antoneite’s full profile See who you know in common. Job Opportunity in Gauteng: Agents Needed to Assist SASSA Grantees. Share your interview experience Interview experience Based on 33 interviews Favorable Interview difficulty Based on 35 interviews Easy Interview process length Based on 33 interviews TymeBank Job Details. This initiative aims. We’re a bank founded on simplicity, transparency, and affordability. Phone Email. 3,8. 20 Reviews -- Jobs 25 Salaries 2 Interviews 6 Benefits -- 11 Diversity + Add a Review Employee Review See All Reviews ( 20) 5. 2013-2014. TymeBank introduced Tyme Ambassadors, 70% of whom are women. Energizing work tasks. TymeBank. Average salary for TymeBank Ambassador in Johannesburg, South Africa: [salary]. Ability to meet personal goals. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The Org spoke with TymeBank CEO Tauriq Keraan to find out the underlying drivers for the company’s success in becoming one of the world's fastest growing digital banks. [9] TymeBank's use of technology and the strategic relationship with Pick n Pay and Boxer stores eliminates the need. TymeBank’s transaction charges continue to be the lowest in the market. Back Submit. co. 00 TymeBank is an Authorised Financial Services (FSP 49140) and Registered Credit Provider (NCRCP 10774). Can I use the kiosk even when there is no TymeBank ambassador/assistant? Yes, the kiosks are self-service and very easy to use. Location: Western Cape. See the complete profile on LinkedIn and discover Patricia’s connections and jobs at similar companies. Jun 2023 - Present 6 months. Nomthandazo Gumede is an Estates Department and Estates Officer at Standard Bank South Africa based in Johannesburg, Gauteng. 38 Reviews Salaries Jobs 28 Questions Interviews 1 Photos Brand Ambassador Interviewing at TymeBank See what people said about the interview process at. Tymebank Ambassador TymeBank Mar 2021 - Present 2 years 8 months. Providing product information and assisting to resolve customer queries. This rating has improved by 3% over the last 12 months. First National Bank of Pennsylvania. It involves the Job titles, roles/responsibilities, requirements and the salary involved. Flaming, and Salman 2020). What candidates say about the interview process at TymeBank. 23 followers 24 connectionsBrand Ambassador at TymeBank Pretoria, Gauteng, South Africa. Get introduced. 2022 - 2024. Seeking challenging opportunities where I can fully use my skills for the success of the organization. Tyme Bank Customer Helpline and Help Centre for customer support and FAQs on TymeBank, South Africa. We we given a task to complete prior to arriving to the location where the training will begin at. Join Facebook to. In this position, I promoted the digital banking platform to potential customers and helped them open accounts. Careers. Submit your CV. Location: All province. Work with customers. View mutual connections with Fredeline Sign in. Working at tymebank is amazing productive and exciting, I'm learning so much, each day it give me more to learn and improve my work and grow myself I'm enjoying. opening new accounts for customers,attending queries, proactively approaching customers and promoting new banking benefits. Insane target and less salary. Connect Christiaan Radebe Home Loans Collection Agent Johannesburg Metropolitan Area. Nothing difficult but just to know who you are and be able to present in crowd. Ambassador at TymeBank Johannesburg, Gauteng, South Africa. TymeBank customers can deposit cash at any Pick ’n Pay or Boxer till point (14,300 till points) and also withdraw at ~40,000 Saswitch ATMs or any retail till point supporting Visa cashback.